Get Home Loan in Mumbai with Assured 7.65% ROI
Trusted by Hundreds | Delivering the Results Since 2013 | Paperless Process
Request A Call Back
Why Choose Us for Home Loan in Mumbai
FEATURES OF HOME LOANS
Our home loan in Mumbai is built for speed and clarity, whether it’s your first flat or a bigger dream home. Here’s why we’re the right partner for you:
Competitive Interest Rates
Rates start at 8.25%* a year, and you can pick between fixed or floating options.
Maximum Loan Amounts
Borrow up to 93% of your new home’s value, subject to your eligibility.
Flexible & Longer Tenure
Repay over a period of up to 30 years—choose what fits your budget.
Minimum Paperwork
Complete forms online and we’ll handle the rest to save you effort and time.
Fast Approval and Disbursal
Get a pre-approval letter in 24 to 48 hours after you submit the application.
Balance Transfer Option
Move your existing home loan and enjoy upgraded terms and lower rates.
Home Loan Eligibility in Mumbai
Understanding your eligibility is the first step toward securing a home loan in Mumbai. Lenders assess various factors before approving a loan amount.
Calculate Your Home Loan EMI Instantly
Wondering how much you’ll need to pay every month for your home loan in Mumbai? Use our easy EMI calculator to get an instant estimate based on your loan amount, interest rate, and tenure.
It helps you plan better and choose a repayment option that suits your lifestyle and budget.
What Our Customers Say
Want to know more about Home Loan Process?
Request A Call Back
Documents Required for Home Loan in Mumbai
To apply for a home loan in Mumbai, you’ll need to submit a few essential documents. The checklist varies slightly depending on your employment type.
For Salaried Individuals
PAN Card & Aadhaar Card
Latest 3 months’ salary slips
Last 6 months’ bank statements
Form 16
Employment proof (ID card or appointment letter)
Address proof (utility bill, rent agreement, etc.)
Property documents (Agreement, NOC, etc.)
For Self-Employed Individuals
PAN Card & Aadhaar Card
Business registration proof (GST, Shop Act, etc.)
Last 3 years’ Income Tax Returns with computation, P & L, Balance Sheet
Last 1 Year business and personal bank statements
Office address proof
Property documents (Agreement, NOC, etc.)
For Professional Individuals
PAN Card & Aadhaar Card
Degree certificate or professional qualification proof (e.g., MBBS, CA, etc.)
Business registration/license (if applicable)
Last 3 years’ Income Tax Returns with Computation, P&L, Balance Sheet
Last 1 Year personal and Current Account bank statements
Office address proof (if running a clinic/firm)
Property documents (Agreement, NOC, etc.)
Top Banks Home Loan Interest Rates in Mumbai – Compare & Choose
Interest rates play a crucial role when choosing the right home loan in Mumbai. We help you compare offers from leading banks and NBFCs so you can pick the most affordable and suitable option.
**Indicative Home Loan Interest Rates (as of July 2025)
| Bank / Lender | Interest Rate (p.a.) | Processing Fee |
|---|---|---|
| HDFC Bank | 8.35% – 9.40% | ₹3,000 – ₹5,000 |
| ICICI Bank | 8.40% – 9.20% | Up to 0.50% of loan |
| SBI | 8.30% – 9.15% | ₹10,000 or 0.35% |
| Axis Bank | 8.50% – 9.30% | ₹2,999 – ₹5,000 |
| Bajaj Finserv (NBFC) | 8.75% – 10.50% | 0.50% – 1% of loan |
Looking for the lowest home loan interest rate in Mumbai for your profile?
Home Loan Application Process – Simple Steps to Your Dream Home
Getting a home loan in Mumbai is now faster and easier than ever. Our streamlined process ensures minimal hassle and maximum transparency from start to finish.
Step-by-Step Guide:
Step 1
Check Eligibility
Use our online calculator or speak to our advisor to know your loan eligibility.
Step 2
Submit Documents
Provide basic KYC, income proof, and property documents.
Step 3
Get Approval
We process and verify your application within 48-72 hours.
Step 4
Loan Sanction & Disbursal
Once approved, your amount is sanctioned and disbursed directly to the seller or builder.
Frequently Asked Questions – Home Loan in Mumbai
Yes, some banks and NBFCs offer home loans even with low CIBIL scores (below 700), but you may get a lower loan amount or a slightly higher interest rate. You can also apply with a co-applicant to improve your chances.
Most banks require a minimum monthly income of ₹20,000–₹25,000 for salaried individuals. However, this may vary depending on the lender and your other financial commitments.
Interest rates change frequently. Currently, banks like SBI and HDFC are offering competitive rates starting from 7.40% p.a. We help you compare the best home loan interest rates in Mumbai based on your profile.
If all documents are in place, approval usually takes 24 to 48 hours. Disbursal may take another 2–5 working days depending on the bank and property verification.
Absolutely. Self-employed professionals and business owners can apply by submitting income tax returns, bank statements, and business proof. We work with lenders that cater to both salaried and self-employed applicants.